Key business units
Founded in 1820, Gothaer Insurance Group ranks among Germany’s largest insurance groups and is one of the country’s largest mutual insurance associations. Gothaer counts approximately 4.1 million clients, in the private as well as the small and medium-sized enterprise sector. Gothaer writes gross premiums of more than EUR 4.5 billion and its business portfolio is broadly diversified – its premium income is split into the segments non-life, life and health.
Gothaer Versicherungsbank VVaG is the Group parent. Gothaer Finanzholding AG manages the Group's financial activities. Operational activities of the Gothaer Group are mainly handled by the following companies.
Gothaer Allgemeine Versicherung AG
Gothaer Allgemeine Versicherung AG is the risk-bearing entity in the area of property and casualty insurance within Gothaer Group.
This company has ranked among the largest German property insurance companies ever since its foundation in the year 1820.
Its focus is primarily on comprehensive insurance concepts and multiple-risk products. Custom solutions that take into account the individual requirements of different branches of business and industry make Gothaer a reliable partner, not only for private clients, but also for commercial clients from mid-sized companies and industry. The very good product positioning in private-customer business is regularly confirmed by corresponding ratings.
In hunting-liability insurance and in the insurance of wind farms, Gothaer Allgemeine has positioned itself as market leader with its product solutions and experience. Regional contacts and on-site specialists ensure the necessary technical competence for customized solutions.
Gothaer Lebensversicherung AG
The Group´s life insurer Gothaer Lebensversicherung AG is partner in all questions of insurance protection and financial planning strategies.
In the insurance cover area, Gothaer is positioning itself successfully with innovative biometric products. In private retirement planning, product flexibility, as in the case of our modern hybrid model ReFlex, is the central feature, enabling the client, to adapt the product optimally to his/her personal circumstances in every phase of life.
With over four decades of experience, company pension plans are an important growth field. Besides future-geared subjects like working time accounts, customized holistic solutions are being developed, which, in addition to the appropriate products and comprehensive advice, also offer support in launching and communicating solutions for enterprises and their workforces.
Gothaer Krankenversicherung AG
As healthcare provider of Gothaer Group, Gothaer Krankenversicherung AG provides policyholders not only with customized insurance coverage and reimbursement of medical expenses, but also with extensive advice in the event of illness.
As a modern health insurance provider, we boost health awareness and responsibility in handling illnesses. Gothaer Krankenversicherung AG supports its customers with preventive measures, guidebooks on health as well as competent health advice. In addition to classic business in full-coverage healthcare plans, Gothaer is also very well positioned in supplementary insurance. Other focuses include group insurance for company workforces and corporate healthcare management.
The Asstel Insurance Group complements Gothaer Group's portfolio as a direct insurer with economical products in the health and property insurance segments to private clients throughout Germany.
As customer totals grow, established customer business, too, plays an ever-greater role. A further mainstay at Asstel is cooperation business. Here, Asstel offers especially attractive insurance conditions for whole workforces and customer groups in enterprises as well as members of associations. In recent years, the company has quickly worked its way up to the top in many rankings of products, services and providers and the website, too, has been rated as leading the market in numerous studies.
Janitos Versicherung AG
Janitos Versicherung AG as an independent brand of Gothaer Group is a specialized broker insurer, that operates in the asset and health fields.
Janitos Versicherung AG was established in Gothaer Group in 2005 as an independent brand. This specialized broker insurer operates in the asset and health fields, offering a convincing combination of high-quality product solutions, coupled with efficient processes.
With the Janitos Multi-Rente for adults and children, the company has succeeded in creating a product with a range of new benefits that offers cover against financial burdens due to illness or accidents.
Gothaer Towarzystwo Ubezpieczen
In line with the Group's announced strategy to expand into Central and Eastern European markets, Gothaer Insurance Group bought Polskie Towarzystwo Ubezpieczen S.A., established in 1990 and renamed it into Gothaer Towarzystwo Ubezpieczen S.A. in 2012.
The Polish non-life insurance market is one of the most attractive markets in Europe. The low insurance penetration rate compared to the rest of the European Union offers Gothaer a unique opportunity to participate in the strong future growth of the insurance sector and the Polish economy on the whole.
Gothaer Towarzystwo Ubezpieczen S. A. is among the top ten largest insurers in Poland in terms of premiums collected, scale of operations, growth rate and the width of product range. The company specialises in providing a comprehensive service for private individuals and institutional customers by offering a wide range of property, personal, financial and motor insurance products. It sells its products primarily to private individuals and small and medium enterprises. Gothaer Towarzystwo Ubezpieczen has a network that ensures quick and professional insurance provision and claims handling.
Gothaer Asigurari Reasigurari
With the acquisition of the Romanian non-life insurer Platinum AG, Gothaer Group continued its growth strategy in this region. It was renamed in February 2013 into S. C. Gothaer Asigurari Reasigurari S. A.
Romania, with a population of more than 20m, is the second-largest country in Central and Eastern Europe and has hardly been affected by the current sovereign-debt problems. Insurance penetration and density are very low even for Eastern Europe. Gothaer Asigurari Reasigurari is an ideal platform for Gothaer to enter into the Romanian market. With Gothaer's financial backup and its technical know-how, the company is set to further evolve into a strong provider in the non-life sector together with an outstanding local management.
Konzern Pressesprecherin, Leitung Presse und Unternehmenskommunikation
Referentin für Konzernthemen, Investor Relations
Referentin für Kompositversicherungen
Gothaer Allgemeine Versicherung AG
Referent für Gesundheitsthemen, Renten- und Lebensversicherung, Social Media
Dr. Klemens Surmann
Gothaer Krankenversicherung AG, Gothaer Lebensversicherung AG, Janitos